PDA

View Full Version : How do I interpret fraud indicators?


KB
21-Nov-2009, 05:24 PM
The response from your bank to fraud checks are provided in the Actinic Payments Admin area and within Actinic v10 (Catalog, Business and Enterprise) as follows:

* For CV2/CSC:
o not checked – the system that performs checking was unavailable or the card issuer for this card does not support this fraud check
o not matched – the CV2 was checked but did not match the correct CV2 value for this card
o matched – the CV2 matched the correct CV2 value for this card

* For Post code:
o not checked – the system that performs checking was unavailable or the card issuer for this card does not support this fraud check
o not matched– the post code was checked and did not match
o matched – the post code was checked and was an exact match
o partial match – the post code was checked and partially matched

* For Address:
o not checked – the system that performs checking was unavailable or the card issuer for this card does not support this fraud check
o not matched – the address was checked and did not match
o matched – the address was checked and was an exact match
o partial match – the address was checked and was a partial match

* 3-D Secure Responses:
o Enrollment indicates whether the cardholder is enrolled in the 3D Secure scheme: yes, no, unknown or none.
+ Yes: Cardholder Participating
+ No: Cardholder Not Participating
+ Unknown: Unable to Verify Enrollment
+ None: No response from the Directory Server

o Result (you only get the result when the cardholder is enrolled): success, failure, unknown, attempted, none.
+ Success: Successful Authentication
+ Failure: Authentication Failure (you will never see this as the card scheme rules mean that Actinic Payments is not allowed to send this for processing)
+ Attempted: Attempted Authentication - the Card Issuing bank could not perform authentication.
+ Unknown: Authentication Not Available.
+ None: Invalid response from the Access Control Server